Finance

A. For the employed

• Verification of Employment Form.
• Latest Salary Slip/ Certificate showing all deductions.
• For transferable jobs, permanent address whose correspondence relating to the application can be mailed.
• A letter from employer agreeing to deduct the monthly installment towards repayment of loans from your salary.

B. For the self-employed

• Balance Sheets and Profit & Loss Accounts of the business or profession along with copies of Individual Income
• Tax Returns for the last three years certified by a Chartered Accountant
• A note with information on the nature of business or profession, form of organization, clients supplier etc.

C. Documents required for home loans for NRI’s

• Copy of visa stamped on passport
• Work permit
• Overseas bank account statement for last 4 months
• Photograph
• Processing fee
• Continuous discharge certificates for mariners
• Local POA for outsiders
• Post-dated cheques during disbursement
• ID card issued by employer

Note: The above conditions are only indicative and final conditions will be laid out by the financial institutions when the loan is not sanctioned.