Familiarize with rules, laws and other important information relating to your property


A. For the employed
  • Verification of Employment Form.
  • Latest Salary Slip/ Certificate showing all deductions.
  • For transferable jobs, permanent address whose correspondence relating to the application can be mailed.
  • A letter from employer agreeing to deduct the monthly installment towards repayment of loans from your salary.
B. For the self-employed
  • Balance Sheets and Profit & Loss Accounts of the business or profession along with copies of Individual Income
  • Tax Returns for the last three years certified by a Chartered Accountant
  • A note with information on the nature of business or profession, form of organization, clients supplier etc.
C. Documents required for home loans for NRI’s
  • Copy of visa stamped on passport
  • Work permit
  • Overseas bank account statement for last 4 months
  • Photograph
  • Processing fee
  • Continuous discharge certificates for mariners
  • Local POA for outsiders
  • Post-dated cheques during disbursement
  • ID card issued by employer

Note: The above conditions are only indicative and final conditions will be laid out by the financial institutions when the loan is not sanctioned.

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